Ullal Ravindra "U. R." Bhat is a noted economic columnist of India. He had his education in IIT Kanpur. He joined Indian Bank and quit to start a career in financial investments. He worked in Jardine Fleming India as head of the country operations. He is a regular at NDTV Profit Television channel. He is presently working for a firm called Dalton Capital Advisors (India) Pvt. Ltd. He is also one of the director of Karnataka Bank.[1] He belongs to Shivalli brahmin community.